What is the minimum benefit for chemical dependency treatment under a group health policy over the lifetime of the contract?

In North Carolina, the minimum benefit for chemical dependency treatment under a group health policy over the lifetime of the contract is set at $16,000. This reflects the state's commitment to ensuring that individuals struggling with chemical dependency have access to necessary treatment services. The legislation aims to promote recovery and assist individuals in managing their addiction through adequate health care coverage.

Establishing a minimum benefit amount is crucial as it provides a baseline of support that can help individuals access various treatment options, whether inpatient or outpatient. This provision serves to prevent insurance companies from offering coverage that is insufficient for the needs of those fighting chemical dependency, thereby encouraging comprehensive care and support.

The other amounts, while they may reflect various treatment costs or considerations, do not meet the established requirement set forth in North Carolina law and are therefore not the minimum standard for coverage in group health policies.