Which of the following is NOT a requirement for a health policy issued in North Carolina?

The requirement for a health policy to provide lifelong coverage is not stipulated by North Carolina law. Health insurance policies in North Carolina can be structured in various ways, and they are not mandated to offer lifelong coverage. Instead, policies can be designed with specific term limits, renewable options, or conditions that must be met for continued coverage.

In contrast, filing health insurance policies with the Commissioner of Insurance is a crucial requirement to ensure that policies meet state standards and regulations intended to protect consumers. Transparency regarding premium rates is also mandated, allowing consumers to make informed decisions about their healthcare options. Moreover, all policies must adhere to state regulations for health insurance, covering aspects like benefits, exclusions, and consumer rights, ensuring a level of protection and uniform standards across the state. Thus, the focus on lifelong coverage as a requirement is not applicable in the context of North Carolina health policies.