Which statement about health coverage for newborns is incorrect?

The statement that coverage during the first year is limited to congenital defects is incorrect because health insurance coverage for newborns typically includes a broader range of conditions beyond just congenital defects. In North Carolina, newborns are generally covered for a variety of health issues that may arise after birth. Most health insurance policies provide immediate coverage for newborns, which encompasses both congenital conditions and any illnesses that may develop following their arrival.

This broad coverage is essential for ensuring that newborns receive the necessary medical attention and treatment without restrictions that could affect their health care access during a critical period of their development. Thus, while congenital defects are covered, the assertion that coverage is strictly limited to these conditions does not accurately reflect the comprehensive nature of the health insurance benefits provided for newborns.